WEBVTT 1 00:00:09.800 --> 00:00:11.470 Darryl, thank you so much for being here. 2 00:00:11.470 --> 00:00:14.180 Can you tell us a bit about your transformation journey. 3 00:00:14.180 --> 00:00:17.170 You've been on a journey for the last 2 1/2 years 4 00:00:17.170 --> 00:00:18.003 since you joined. 5 00:00:18.003 --> 00:00:18.836 Yeah. 6 00:00:18.836 --> 00:00:20.330 What has that been like? 7 00:00:20.330 --> 00:00:22.833 line:15% I joined in February of 2015. 8 00:00:23.820 --> 00:00:25.800 line:15% And the mandate when I joined was to 9 00:00:26.840 --> 00:00:28.730 line:15% really transform the IT function 10 00:00:28.730 --> 00:00:31.980 to help the transformation of the overall group. 11 00:00:31.980 --> 00:00:35.350 To basically map out how we're going to transform 12 00:00:35.350 --> 00:00:39.440 HSBC into a simpler, better, faster bank 13 00:00:39.440 --> 00:00:41.410 over the next 2 1/2 years. 14 00:00:41.410 --> 00:00:44.670 My sort of mandate was to take hold of the IT function 15 00:00:44.670 --> 00:00:49.160 and make it into a high-performing team of technology 16 00:00:49.160 --> 00:00:50.710 people that could partner with the business 17 00:00:50.710 --> 00:00:53.550 to help them transform the company. 18 00:00:53.550 --> 00:00:56.050 Yeah, so this is not really an IT transformation, 19 00:00:56.050 --> 00:00:59.210 it's actually the enablement of a business transformation. 20 00:00:59.210 --> 00:01:02.120 We had to work very tightly within collaboration 21 00:01:02.120 --> 00:01:05.650 with a business to determine what the programs were 22 00:01:05.650 --> 00:01:06.950 that they needed to implement 23 00:01:06.950 --> 00:01:08.670 to do their part of the transformation. 24 00:01:08.670 --> 00:01:11.190 And then in parallel with that, we had to, within IT, 25 00:01:11.190 --> 00:01:13.530 we had to reconfigure how we deliver IT. 26 00:01:13.530 --> 00:01:17.000 The group is, you know, 150 years old. 27 00:01:17.000 --> 00:01:21.319 It's a collection of acquisitions over many years; 28 00:01:21.319 --> 00:01:24.020 lots of different applications and infrastructures 29 00:01:24.020 --> 00:01:25.441 that needed to be simplified. 30 00:01:25.441 --> 00:01:28.090 We set about a simplification program on architecture, 31 00:01:28.090 --> 00:01:31.100 on infrastructure, on applications, and on data. 32 00:01:31.100 --> 00:01:33.060 You had that huge change agenda 33 00:01:33.060 --> 00:01:34.071 that you've just described. 34 00:01:34.071 --> 00:01:34.904 Yeah. 35 00:01:34.904 --> 00:01:36.730 line:15% To accomplish in less than three years. 36 00:01:36.730 --> 00:01:40.440 line:15% So what is your advice for others who are embarking 37 00:01:40.440 --> 00:01:43.730 line:15% upon large-scale change to that order of magnitude? 38 00:01:43.730 --> 00:01:46.900 It has been a very ambitious timescale 39 00:01:46.900 --> 00:01:49.200 to do some of the things that we've done. 40 00:01:49.200 --> 00:01:50.680 I think some things are much easier 41 00:01:50.680 --> 00:01:52.625 to implement and quicker than others, okay? 42 00:01:52.625 --> 00:01:56.275 So, in terms of reorganizing the function, 43 00:01:57.317 --> 00:01:58.150 getting IT organized the right way, 44 00:01:58.150 --> 00:01:59.300 that was really the first thing. 45 00:01:59.300 --> 00:02:01.350 We had to say, look, let's get our IT organized 46 00:02:01.350 --> 00:02:03.920 into a cohesive global team, 47 00:02:04.890 --> 00:02:07.330 properly interfacing with the businesses and functions. 48 00:02:07.330 --> 00:02:10.840 You organize your team properly with a proper structure. 49 00:02:10.840 --> 00:02:12.990 line:15% You recruit the right people and put the right people 50 00:02:12.990 --> 00:02:15.301 line:15% in place to be credible partners with the business. 51 00:02:15.301 --> 00:02:17.490 line:15% So the first thing is make sure you get 52 00:02:17.490 --> 00:02:19.050 the right people in front of the business 53 00:02:19.050 --> 00:02:20.610 so they can really work with them 54 00:02:20.610 --> 00:02:22.250 as true peers and true partners; 55 00:02:22.250 --> 00:02:23.750 without that relationship there 56 00:02:23.750 --> 00:02:26.170 you're never gonna have the right dialogues. 57 00:02:26.170 --> 00:02:29.300 So that's sort of the, what I call the quicker end. 58 00:02:29.300 --> 00:02:31.540 I think the harder part, in the sort of 59 00:02:31.540 --> 00:02:34.780 2 1/2 timeframe, is really the fundamental architectural 60 00:02:34.780 --> 00:02:35.740 changes you have to make. 61 00:02:35.740 --> 00:02:36.960 So if you're ripping out systems 62 00:02:36.960 --> 00:02:38.690 and replacing them with new ones, 63 00:02:38.690 --> 00:02:40.560 or you're taking 10 versions of something 64 00:02:40.560 --> 00:02:43.390 and then trying to consolidate into one or two, 65 00:02:43.390 --> 00:02:45.760 that's a much, it's a much tougher task to do 66 00:02:45.760 --> 00:02:47.080 in that timeframe. 67 00:02:47.080 --> 00:02:50.700 My advice to people would be, you know, in that order, 68 00:02:50.700 --> 00:02:55.140 get the right operating model. Agree with the business. 69 00:02:55.140 --> 00:02:57.730 Be really clear about what they're trying to deliver. 70 00:02:57.730 --> 00:02:58.670 Be really, really clear about 71 00:02:58.670 --> 00:03:01.660 the program of work that they need you to deliver, 72 00:03:01.660 --> 00:03:03.120 and then do a serious assessment 73 00:03:03.120 --> 00:03:03.977 of your capability to deliver that. 74 00:03:03.977 --> 00:03:05.800 You know, be really honest about: 75 00:03:05.800 --> 00:03:07.290 Do you have the right organization structure? 76 00:03:07.290 --> 00:03:08.310 Do you have the right people? 77 00:03:08.310 --> 00:03:11.323 Are you using the right methods? 78 00:03:12.380 --> 00:03:14.360 And really, you know, examine the way you do things, 79 00:03:14.360 --> 00:03:17.490 because how you do things is actually gonna be 80 00:03:17.490 --> 00:03:21.140 line:15% the core element of the transformation. 81 00:03:21.140 --> 00:03:22.310 line:15% So building on that, 82 00:03:22.310 --> 00:03:26.560 line:15% HSBC is trying to both be efficient but also drive 83 00:03:26.560 --> 00:03:28.070 line:15% a more innovative culture. Yeah. 84 00:03:28.070 --> 00:03:32.140 So what is the role of technology as a function, 85 00:03:32.140 --> 00:03:33.610 but also as a service 86 00:03:33.610 --> 00:03:34.443 to the business in that? 87 00:03:34.443 --> 00:03:36.960 Yeah, it's, yeah, so the challenges that 88 00:03:36.960 --> 00:03:39.210 I have in my executive team, and the business team 89 00:03:39.210 --> 00:03:41.988 line:15% actually, is to balance the needs of running 90 00:03:41.988 --> 00:03:43.960 line:15% a stable service every day, 91 00:03:43.960 --> 00:03:47.543 line:15% keeping our data and our customers secure, 92 00:03:48.490 --> 00:03:51.373 enabling big change programs to happen at pace. 93 00:03:52.700 --> 00:03:54.780 Then, adopting new ways of doing things, 94 00:03:54.780 --> 00:03:56.910 you know, having your eyes and ears open 95 00:03:56.910 --> 00:03:58.620 to what's happening in the industry 96 00:03:58.620 --> 00:04:01.020 and being able to absorb and ingest 97 00:04:01.020 --> 00:04:02.890 new ways of doing things at pace. 98 00:04:02.890 --> 00:04:05.530 Where we've been trying to drive my team's focus, 99 00:04:05.530 --> 00:04:07.533 and certainly my personal focus, is 100 00:04:07.533 --> 00:04:10.230 what's happening in the world outside of HSBC 101 00:04:10.230 --> 00:04:12.900 in terms of technology, innovation, and evolution. 102 00:04:12.900 --> 00:04:16.030 So, what's very clear is that the customer base 103 00:04:16.030 --> 00:04:21.030 is increasingly expecting to be able to consume 104 00:04:21.100 --> 00:04:22.910 the bank services through mobile channels. 105 00:04:22.910 --> 00:04:25.920 We're seeing a massive shift in social media. 106 00:04:25.920 --> 00:04:27.590 Yeah? So people using social networking, 107 00:04:27.590 --> 00:04:29.250 so we have to think about how we integrate 108 00:04:29.250 --> 00:04:31.660 our banking services with the social networks. 109 00:04:31.660 --> 00:04:34.730 My role and part of my team's, the CIOs' roles 110 00:04:34.730 --> 00:04:37.120 that are in the business and functions: 111 00:04:37.120 --> 00:04:39.660 to act as a conduit of those trends. 112 00:04:39.660 --> 00:04:42.420 So, so that's important. 113 00:04:42.420 --> 00:04:43.930 I think the other innovation we've had 114 00:04:43.930 --> 00:04:46.230 is we've created a Technology Advisory Board 115 00:04:46.230 --> 00:04:50.340 which is made up of six people who are, 116 00:04:51.470 --> 00:04:54.240 you know, luminaries in their fields of expertise 117 00:04:54.240 --> 00:04:59.240 in technology-the cyber experts, there's big data experts- 118 00:04:59.600 --> 00:05:02.460 people who very familiar with how the trends are going 119 00:05:02.460 --> 00:05:04.170 in the investment space and private equity 120 00:05:04.170 --> 00:05:06.270 and VC and what people are investing in. 121 00:05:06.270 --> 00:05:09.110 line:15% Looking ahead, what's going to separate the leaders 122 00:05:09.110 --> 00:05:11.420 line:15% from the laggards when it comes to how, 123 00:05:11.420 --> 00:05:13.170 line:15% so, how technology is delivered. 124 00:05:13.170 --> 00:05:14.427 line:15% The 40,000 people who you oversee. 125 00:05:14.427 --> 00:05:16.280 Yeah. How is that going to work? 126 00:05:16.280 --> 00:05:17.992 We sort of concluded 127 00:05:17.992 --> 00:05:20.250 line:15% in that early part of the transformation 128 00:05:20.250 --> 00:05:23.260 line:15% that a wholesale shift across the company to Agile methods 129 00:05:23.260 --> 00:05:25.490 line:15% was the only way to really turbocharge 130 00:05:25.490 --> 00:05:27.900 the change of the company. 131 00:05:27.900 --> 00:05:30.840 So we embarked upon a bigger education program 132 00:05:30.840 --> 00:05:33.100 and a recruiting program to get, you know, experts 133 00:05:33.100 --> 00:05:34.850 who are ingrained in Agile methods. 134 00:05:35.970 --> 00:05:38.270 And as I say to you now, I mean two years into the program 135 00:05:38.270 --> 00:05:40.260 we've trained thousands of people, 136 00:05:40.260 --> 00:05:44.110 both in the business and in IT, to work in an Agile way. 137 00:05:44.110 --> 00:05:46.630 So taking big programs that would have been 138 00:05:46.630 --> 00:05:49.710 a two-year program, breaking them up into chunks, 139 00:05:49.710 --> 00:05:51.780 you know, to sort of 90-day deliverables, 140 00:05:53.410 --> 00:05:56.430 colocating cross-functional teams together, 141 00:05:56.430 --> 00:05:58.890 and then delivering things on a regular cadence 142 00:05:58.890 --> 00:06:00.780 so you can actually learn and get feedback 143 00:06:00.780 --> 00:06:01.910 from the customer. 144 00:06:01.910 --> 00:06:03.300 We are running a tech company here 145 00:06:03.300 --> 00:06:04.700 within a bank, essentially, okay, 146 00:06:04.700 --> 00:06:09.160 so we need to, the technology function here needs to, behave 147 00:06:09.160 --> 00:06:11.980 and act and use the methods and culture 148 00:06:11.980 --> 00:06:13.680 and tooling of a tech company. 149 00:06:13.680 --> 00:06:16.400 I think what's really important is the top of the bank. 150 00:06:16.400 --> 00:06:17.560 And when I talk about the top I mean 151 00:06:17.560 --> 00:06:19.780 the chairman, the CEO, the Board of Directors, 152 00:06:19.780 --> 00:06:24.590 and the senior management team need to recognize 153 00:06:24.590 --> 00:06:27.380 the criticality of IT to the transformation of the company. 154 00:06:27.380 --> 00:06:29.060 That's the first step. 155 00:06:29.060 --> 00:06:30.810 It's very hard to do this from the bottom up, 156 00:06:30.810 --> 00:06:33.070 you've really got to have the tone set from the top, 157 00:06:33.070 --> 00:06:35.440 you've got to recognize that doing things that way 158 00:06:35.440 --> 00:06:38.480 is the only way to really optimize the whole function, 159 00:06:38.480 --> 00:06:41.340 you know, so, doing Agile, doing DevOps; 160 00:06:43.430 --> 00:06:45.350 partnering with world-class tech companies, 161 00:06:45.350 --> 00:06:48.180 as I said on the Cloud agenda and the Big Data agenda, 162 00:06:48.180 --> 00:06:52.790 you know, I don't think we can really expect 163 00:06:52.790 --> 00:06:55.330 to run infrastructure as effectively 164 00:06:55.330 --> 00:06:56.880 as a Google or an Amazon. 165 00:06:56.880 --> 00:06:58.480 And I think our view is that we should partner 166 00:06:58.480 --> 00:07:01.670 with those types of companies to leverage 167 00:07:01.670 --> 00:07:03.170 their infrastructure, and that allows us 168 00:07:03.170 --> 00:07:06.820 to focus on the customer end of the proposition. 169 00:07:06.820 --> 00:07:08.163 So final question. 170 00:07:09.180 --> 00:07:12.670 line:15% You've talked about technology being the driver 171 00:07:12.670 --> 00:07:14.560 line:15% of the business transformation that's happened over 172 00:07:14.560 --> 00:07:16.930 line:15% the last few years at HSBC. Yeah, yeah. 173 00:07:16.930 --> 00:07:19.430 line:15% Looking ahead, what is going to be the role 174 00:07:19.430 --> 00:07:24.430 of technology in, say 5, 10 years time for a bank like HSBC? 175 00:07:24.880 --> 00:07:28.281 Do you see it being fundamentally different from today? 176 00:07:28.281 --> 00:07:30.230 line:15% The world is changing around us, the environment 177 00:07:30.230 --> 00:07:33.990 line:15% is changing so fast that our customers are demanding 178 00:07:33.990 --> 00:07:36.990 line:15% that we, you know, use the new technology 179 00:07:36.990 --> 00:07:38.910 that's available to them, as consumers. 180 00:07:38.910 --> 00:07:43.300 Long gone are the days where IT is a cost to be managed. 181 00:07:43.300 --> 00:07:46.830 It's now actually a strategic weapon to be harnessed 182 00:07:46.830 --> 00:07:50.820 and to be, to be focused on how to really compete 183 00:07:50.820 --> 00:07:52.410 and differentiate with customers. 184 00:07:52.410 --> 00:07:54.650 And I think that's certainly the way 185 00:07:54.650 --> 00:07:56.960 that we feel about technology here at HSBC. 186 00:07:56.960 --> 00:07:59.030 Darryl, thank you so much for your time. 187 00:07:59.030 --> 00:08:00.410 It's been a pleasure talking to you 188 00:08:00.410 --> 00:08:02.160 and good luck with the rest of your transformation. 189 00:08:02.160 --> 00:08:02.993 Thank you very much. 190 00:08:02.993 --> 00:08:05.447 (upbeat music)